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Cole Mertins Sr. Loan Consultant

  • NMLS # 1615432
  • 54 Reviews

About Cole Mertins

Cole Mertins is a Florida transplant from the mountains of West Virginia. He has lived in the Destin/Fort Walton Beach area since 2015 and now calls the Emerald Coast his home. After purchasing his first home in 2016, Cole became captivated and determined to begin a career in the mortgage industry. Cole is very passionate about helping customers understand the mortgage process and works to help them achieve the dream of home ownership. Cole's innovative approach to business, dedication to working as an integrated team, and commitment to providing outstanding customer services makes the mortgage process easy and enjoyable for everyone involved. Let Cole's ambition be your tool to a smooth and rewarding mortgage experience!

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Meet The Team

Cole Mertins
Cole Mertins

Sr. Loan Consultant

NMLS #1615432

Tel: (850) 344-7458

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Samantha Baldino
Samantha Baldino

Loan Consultant

NMLS #1955738

Tel: (850) 344-4570

Visit Website

You're In Good Hands!

4.99/5 Based on 54 reviews


Transaction Completed:

"We were updated with every step along the process and everything went very smooth."

Crestview, FL


Transaction Completed:

"He was so great to work with - I don’t know if I can describe how great the experience was without just saying it was Great."

Mary Esther, FL


Transaction Completed:

"Very helpful, responsive and helped me when I needed it most"

Fort Walton Beach, FL


Transaction Completed:

"The expedited approach to all things lending. We’re accountable and reachable, always in a timely manner. Thank you everything!"

Baker, FL

New American Funding

Fort Walton Beach

348 Miracle Strip Parkway Southwest, Ste. 17
Fort Walton Beach, FL 32548

Direct: 850-344-7458

Mobile: 850-460-1734


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