#1 in Customer Satisfaction
among Mortgage Servicers!
- J.D. POWER
For J.D. Power 2022 award information, visit jdpower.com/awards.
Cole Mertins Sr. Loan Consultant
- NMLS # 1615432
- 56 Reviews
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Direct:
850-344-7458 - |
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Mobile:
850-460-1734 - |
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Email:
Cole.Mertins@nafinc.com
About Cole Mertins
Cole Mertins is a Florida transplant from the mountains of West Virginia. He has lived in the Destin/Fort Walton Beach area since 2015 and now calls the Emerald Coast his home. After purchasing his first home in 2016, Cole became captivated and determined to begin a career in the mortgage industry. Cole is very passionate about helping customers understand the mortgage process and works to help them achieve the dream of home ownership. Cole's innovative approach to business, dedication to working as an integrated team, and commitment to providing outstanding customer services makes the mortgage process easy and enjoyable for everyone involved. Let Cole's ambition be your tool to a smooth and rewarding mortgage experience!
#1 in Customer Satisfaction
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect.
NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand.
NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Meet The Team
From the Blog
You're In Good Hands!
Shawnesty
Transaction Completed:
5/12/2023
"Cole worked diligently to get our very complicated loan closed."
Baker, FL
Brandon
Transaction Completed:
5/4/2023
"Got our difficult loan to the table!??"
Baker, FL
Elvin
Transaction Completed:
3/20/2023
"We were updated with every step along the process and everything went very smooth."
Crestview, FL
John
Transaction Completed:
3/15/2023
"He was so great to work with - I don’t know if I can describe how great the experience was without just saying it was Great."
Mary Esther, FL
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Location
New American Funding
Panama City Beach, FL
219 Harrison Avenue
Panama City, FL 32401
Panama City, FL 32401
Direct: 850-344-7458
Email: Cole.Mertins@nafinc.com
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