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Cole Mertins Sr. Loan Consultant

  • NMLS # 1615432
  • 49 Reviews
MPA 5-Star Retail Lender

About Cole Mertins

Cole Mertins is a Florida transplant from the mountains of West Virginia. He has lived in the Destin/Fort Walton Beach area since 2015 and now calls the Emerald Coast his home. After purchasing his first home in 2016, Cole became captivated and determined to begin a career in the mortgage industry. Cole is very passionate about helping customers understand the mortgage process and works to help them achieve the dream of home ownership. Cole's innovative approach to business, dedication to working as an integrated team, and commitment to providing outstanding customer services makes the mortgage process easy and enjoyable for everyone involved. Let Cole's ambition be your tool to a smooth and rewarding mortgage experience!

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Meet The Team

Cole Mertins
Cole Mertins

Sr. Loan Consultant

NMLS #1615432

Tel: (850) 344-7458

Visit Website
Samantha Baldino
Samantha Baldino

Loan Consultant

NMLS #1955738

Tel: (850) 344-4570

Visit Website

You're In Good Hands!

4.99/5 Based on 49 reviews


Transaction Completed:

"Cole and his team were great, especially since we were not in Florida. They kept us informed until the closing."

Crestview, FL


Transaction Completed:

"Cole was straightforward about everything pertaining to the loan, he was quick to fix issues and he was able to help me close in time even though it was the holidays. One of the best experiences I have had buying a home by far."

Fort Walton Beach, FL


Transaction Completed:

"Cole went above and beyond to ensure that we were taken care of with constant communication and always being available. Will use Cole again in the future."

Crestview, FL


Transaction Completed:

"Cole responded very quickly to answer any questions I had."

Crestview, FL

New American Funding

Fort Walton Beach

348 Miracle Strip Parkway Southwest, Ste. 17
Fort Walton Beach, FL 32548

Direct: 850-344-7458

Mobile: 850-460-1734


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