Andrew Encinas Sales Manager

NMLS # 1727107
|
LMB # 100513042

Direct:
949-385-7125
|
Email:
Andrew.Encinas@Nafinc.com

About Andrew Encinas

New American Funding is a direct lender with personalized service. We provide underwriting, docs, and funding in house. This gives us a competitive advantage in speed, efficiency, pricing, and control. Our company is one of few lenders with a "Full Eagle" designation from HUD. Look to New American Funding for a higher level of expertise and service.

My goal is to provide a beneficial real estate financing experience for my client that is educational and easy to understand. I am a strategic resource for homeowners, first-time buyers, move-up buyers, senior citizens, real estate investors, Realtors®, builders, CPA’s and financial advisors.

Specialties Area
I specialize in residential real estate purchase, refinance and home equity loans to assist clients with loan products including FHA, VA, Fannie Mae Home Path, Jumbo, Non Conforming portfolio products.

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

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