Andrew Encinas Photo

Andrew Encinas Sales Manager

  • NMLS # 1727107
  • |
  • LMB # 100513042
  • 97 Reviews
MPA 5-Star Retail Lender

About Andrew Encinas

New American Funding is a direct lender with personalized service. We provide underwriting, docs, and funding in house. This gives us a competitive advantage in speed, efficiency, pricing, and control. Our company is one of few lenders with a "Full Eagle" designation from HUD. Look to New American Funding for a higher level of expertise and service.

My goal is to provide a beneficial real estate financing experience for my client that is educational and easy to understand. I am a strategic resource for homeowners, first-time buyers, move-up buyers, senior citizens, real estate investors, Realtors®, builders, CPA’s and financial advisors.

Specialties Area
I specialize in residential real estate purchase, refinance and home equity loans to assist clients with loan products including FHA, VA, Fannie Mae Home Path, Jumbo, Non Conforming portfolio products.

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

Andrew Encinas Reviews

4.9 /5.0

Based on 97 reviews

Michael Z. of San Carlos, CA for Andrew Encinas

Transaction Completed: 4/29/2022

He was very thorough, knowledgeable and provided great advise. I felt he was trustworthy and was able to clearly articulate pros/cons of proposed options. He was very friendly, courteous, and always responded in a timely manner - great customer service.

Maria G. of Santa Clarita, CA for Andrew Encinas

Transaction Completed: 2/14/2022

Responses were prompt. Questions were answered quickly and well.


It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.


New American Funding


14511 Myford Road #100
Tustin, CA 92780

Direct: 949-385-7125


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