Andrew Encinas Photo

Andrew Encinas Sales Manager

  • NMLS # 1727107
  • |
  • LMB # 100513042

About Andrew Encinas

New American Funding is a direct lender with personalized service. We provide underwriting, docs, and funding in house. This gives us a competitive advantage in speed, efficiency, pricing, and control. Our company is one of few lenders with a "Full Eagle" designation from HUD. Look to New American Funding for a higher level of expertise and service.

My goal is to provide a beneficial real estate financing experience for my client that is educational and easy to understand. I am a strategic resource for homeowners, first-time buyers, move-up buyers, senior citizens, real estate investors, Realtors®, builders, CPA’s and financial advisors.

Specialties Area
I specialize in residential real estate purchase, refinance and home equity loans to assist clients with loan products including FHA, VA, Fannie Mae Home Path, Jumbo, Non Conforming portfolio products.

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice. 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

4.91/5 Based on 106 reviews


Transaction Completed:

"He knows loans, cared for the client and has great response time to all parties. I would absolutely work with Andrew again! Hope to soon!"

Whittier, CA


Transaction Completed:

"Easy and fast"

Crown Point, IN


Transaction Completed:

"Andrew was always available to answer our questions and kept us informed throughout the process. Andrew closed our Buyers home loan in 2 weeks!!! I highly recommend Andrew Encinas."

Apple Valley, CA


Transaction Completed:

"This is my second time working with Andrew, and he has been wonderful. I would highly recommend him to anyone I knew looking to do a refinance or a new loan."

Albuquerque, NM

New American Funding


14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 949-385-7125


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