Alan Smith Sr. Loan Officer
- NMLS # 227638
- LMB # 100536897
About Alan Smith
Alan Smith is a dedicated Sr. Loan Officer with solid experience in home loan origination. Alan Smith, NMLS #227638 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Women's History in Homebuying and The New Trailblazers
Today, we celebrate the triumph of women becoming the largest sector of homeowners compared to single men. According to The Pew Research Ce... Read More
You're In Good Hands!
"Easy to work with, and good communication."
"Alan was a pleasure to work with."
"GREAT is GREAT ??"
"Having Alan stay with me through the entire process, even when it was handed off to the loan processors was incredibly helpful. I had 1 person to go to with questions who was familiar with our situation. It is the #1 reason I would recommend NAF (and especially Alan!)"