About Mark Ray

Mark Ray (NMLS #789351) is a trusted Sr. Loan Officer and Sales Manager Assistant with over 15 years of financial service experience. He is committed to providing his clients with the very best in customer service. Mark utilizes his extensive financial knowledge to present his clients with innovative solutions that accomplish their mortgage goals. He is currently licensed in: AZ, CA, FL, ID, MT, NC, NJ, NM, NV, OH, OR, PA, SC, TN, TX, VA and WY. 

 

Mark Ray holds a Bachelor’s degree in finance with an emphasis in real estate. In his free time he enjoys spending time with his wife, six year old daughter and one year old son. 

 

Contact Mark Ray today to learn how he can help you with your mortgage refinance goals! 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.93/5 Based on 177 reviews
5/5

Jonathan S

Transaction Completed:
11/4/2025

"Mark and Nina are excellent to work with"

Coats, NC
5/5

Jeromey D

Transaction Completed:
11/3/2025

"I had several issues with taxes, debt, and credit and was worried the loan would not close but Mark assured me that it would assume I almost decided to not go through with the refi-cash-out but I'm really glad I did and Mark took extra time to go over these issues as they arose to assure me they wouldn't be a problem and turns out he was right. He was very knowledgeable and very professional along the entire process."

Pensacola, FL
5/5

Ronald W

Transaction Completed:
9/30/2025

"The checks from Empower Settlement Services, LLC to several companies I am closing accounts with were meant to be wires or direct transfers (Account and routing numbers were requested). Instead, I was sent checks by mail which I now have to mail out, which of course will cost postal fees and more time (interest accrual). If wires or direct payments were not possible, it would have been much easier to finalize this business had the amounts simply been deposited into my account, where I could have transferred as necessary. Now I have to look up mailing addresses and or call to figure out how to make the payments via paper check which many companies would rather have direct, fast electronic payments. We finally completed the loan process only to run into frustration at the end."

Hawthorne, FL
5/5

Jeromy

Transaction Completed:
9/4/2025

"Great communication with Mark Ray. Seemed like he was always available and willing to answer questions. I also liked the email communication, it helped with balancing work and family and still trying to complete the loan process. Almost as smooth as butter process and experience."

Torrington, WY

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

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Why Choose NAF Connect?

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Location

New American Funding

NAF

14511 Myford Road, Ste. 100
Tustin, CA 92780

Direct: 949-751-4219

Email: mark.ray@nafinc.com

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