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James Young Branch Manager
- NMLS # 396523
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Direct:
646-418-3146 - |
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Email:
james.young@nafinc.com
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Already Started an Application? Click Here
About James Young
My name is James Young, and I am proud
to work with the community on behalf of New American Funding. As a
highly-skilled Branch Manager, NMLS #396523, my goal is to provide the best
customer service possible along with knowledgeable, unbiased advice.
With over 20 years of experience in the mortgage industry, I’ve had the privilege of helping countless individuals and families achieve their dream of homeownership. For me, this business isn’t just about loans and paperwork ; it’s about people, relationships, and creating a clear path forward during one of life’s most important milestones.
I believe the mortgage process should feel less overwhelming and more empowering. That’s why I take the time to listen, explain options in plain language, and guide you step by step so you feel confident in every decision. Whether you’re buying your first home, upgrading to your dream home, or refinancing to make the most of your investment, my goal is to save you time, money, and stress while providing unmatched personal service.
Over two decades, I’ve built lasting partnerships with realtors,
builders, and clients who return again and again—because they know they can
count on me for honesty, clarity, and results. At the end of the day, my
greatest satisfaction comes from seeing families settle into the homes they’ve
worked so hard for, knowing I played a trusted role in making it happen.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Louis
Transaction Completed:
8/1/2026
"We had an excellent experience working with James. From start to finish, he was professional, knowledgeable, and always available to answer our questions. Buying a home can be stressful, but James made the entire mortgage process smooth and easy to understand. He took the time to explain our options, kept us updated throughout the process, and worked hard to make sure we got the best outcome possible. His attention to detail and dedication truly stood out, and we always felt like we were in good hands. We would highly recommend James to anyone looking for a trustworthy and reliable mortgage broker. Thank you for all your hard work and for helping us achieve such an important milestone!"
Ericbkny
Transaction Completed:
7/31/2026
"The entire process was smooth from start to finish. Everyone was professional, responsive, and always willing to answer my questions. They kept me informed throughout the process, made everything easy to understand, and helped make what could have been a stressful experience much easier. I really appreciated their patience, communication, and dedication. Thank you to James Young, and Marie Pizza for helping us become homeowners!"
Eric
Transaction Completed:
7/31/2026
"The entire process was smooth from start to finish. Everyone was professional, responsive, and always willing to answer my questions. They kept me informed throughout the process, made everything easy to understand, and helped make what could have been a stressful experience much easier. I really appreciated their patience, communication, and dedication. Thank you to James Young, and Marie Pizza for helping us become homeowners!"
Laura
Transaction Completed:
6/25/2026
"James was professional, knowledgeable, informative and communicative"
Loan Products
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
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Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Charlotte
Charlotte, NC 28277
Direct: 646-418-3146
Email: james.young@nafinc.com
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