Chris Garza Photo

Chris Garza Divisional EVP, Mid Pacific

  • NMLS # 373813
  • 17 Reviews

About Chris Garza

Chris grew up in Orange County California, where he attended Servite High School. Chris went on to play for Fullerton Junior College and then Southern Utah University, and received a BS in business with an emphasis in accounting in 1998.

Upon graduating, he and wife moved to Las Vegas, where they have been raising three amazing daughters. Chris enjoys watching his daughters play soccer and taking them camping or on vacations.  He is also enjoys golfing and fly fishing.   

Chris started with New American Funding in March of 2013 and is now the Regional Vice President covering Nevada, Northern California and Arizona. He has owned branches, ran regions and originated loans since 2001.

Chris has extensive background in building Realtor and Builder relationships. He also enjoys bringing talented leaders and originators to New American Funding.

Chris believes that everyone deserves a shot at home ownership and the American dream. 

Chris is also a member of MORPAC, WCR, NAHREP, NAREB, AAREA, GLVAR, VAREP and the Southern NV Home Builder Association.  

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

4.99/5 Based on 17 reviews


Transaction Completed:

"Helped with everything going smoothly"

Las Vegas, NV


Transaction Completed:

"Chris and his team provided a lot of updates through out the process. I didn't have to reach out to them to find out what was going on. Loan closed on time as promised."

Las Vegas, NV


Transaction Completed:

"Chris and team were able to work with our quick timeline to purchase a home and help educate me on the best way to forecast all of the possibilities with interest rates over the upcoming years."

Las Vegas, NV


Transaction Completed:

"Chris and his team are top notch. Great customer service, fast, responsive, knowledgeable. Chris and his team saved me $225 a month by suggesting a refinance to get out of my FHA loan and into a Conventional Loan eliminating my Mortgage Insurance. Thank you New American Funding! "

Las Vegas, NV

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

New American Funding

Las Vegas

8906 Spanish Ridge Ave, Ste 201
Las Vegas, NV 89148

Direct: 702-203-0110


Get Directions