New American Funding – O'Fallon provides informed advice and mortgage lending services to homeowners and future homeowners. O'Fallon mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the O'Fallon community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of O'Fallon, IL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe O'Fallon is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite O'Fallon team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
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You're In Good Hands!
"The support and professionalism"
Devin S W.
"I'm incredibly grateful for Jody's exceptional assistance in closing my house loan. Their expertise, responsiveness, and dedication made the process seamless. From negotiating favorable terms to personalized guidance, Jody and her teams support was invaluable. I highly recommend their services to anyone seeking a smooth mortgage experience."
"Jody was always available by phone or meeting us at her office. She corresponded frequently with e mails and messages. She attended our closing and explained what we should do next and what to look for in the mail from NAS. We will definitely use Jody in the future for any home loan."
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917