National Harbor, MD Mortgage Lenders

National Harbor

51 Reviews

137 National Plaza, suite 300, National Harbor, MD 20745


Your New American Mortgage Starts Here

New American Funding – National Harbor provides informed advice and mortgage lending services to homeowners and future homeowners. National Harbor mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the National Harbor community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of National Harbor, MD as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe National Harbor is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite National Harbor team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

#1 in Customer Satisfaction
among Mortgage Servicers


For J.D. Power 2022 award information, visit

You're In Good Hands!

4.95/5 Based on 51 reviews

Randy S.

Transaction Completed:

"What made my experience so great is that he took his time explaining every single detail and that he was very patient with us and he let us know that he supported us and he had our best interest so that’s what made my experience wonderful."

White Plains, MD

Hamani W.

Transaction Completed:

"Very thorough and knowledgeable. Raheam led this process with great service that far exceeded my experiences in the past with other lenders."

Washington, DC

Amanda F.

Transaction Completed:

"Raheam is literally the best and most attentive lender I’ve worked with. This is my fourth home purchase transaction and I am so happy with the care, attention, and commitment he gave to my case. He treated me as though I was family and we’ve never met prior or during the transaction. It’s hard in today’s society to meet people like this. My case was complicated with many moving parts. I met obstacles at EVERY step and I was so STRESSED! With the stress of everything he helped me to remain optimistic. He’s extremely knowledgeable and goes the extra mile to see his customers/clients happy. He works extra hard to build trust. His character, communication tempo, and work ethic is why I would 1000% recommend him and NAF to friends purchasing in DC in the future. I’m so happy to have met him and hope he continues to help in the way he has with homebuyers. His tenacity to do the right thing, get the job done, and make people’s dreams become reality is truly admirable. I’m inspired from what I witnessed. His heart is pure gold and his talent is unmatched thus far in my house buying journey. Please send him a million thanks for me. Five stars for Raheam!"

Washington, DC

Danielle N.

Transaction Completed:

"The team from my real estate agent to New American were awesome. As a first time home buyer he was very knowledgeable and told what needed to be done to make this dream and reality and here we are first time homebuyer. Thanks team"

Baltimore, MD


Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Meet The Team

News & Resources

Using an FHA Loan to Buy a Foreclosure  Image

posted 5/30/2023 Ailin Goode Home Loans
Purchasing a foreclosure with an FHA loan can be a great way to save money on a property that has the potential to become your home for many years or a great investment for the future.

Read More
VA Cash-Out Refinance Image

posted 5/26/2023 Ashley Cantley Home Loans
A VA Cash-Out Refinance is a Department of Veterans Affairs-backed loan that allows homeowners to exchange their home equity for cash while replacing their current mortgage with a new one under different terms.

Read More
NAF Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

NAF Latino Focus Logo

Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.