Effingham, IL Mortgage Lenders

Effingham

214 W Jefferson St. Ste 3, Effingham, IL 62401

(618)744-0091

Your Mortgage Starts Here

New American Funding – Effingham provides informed advice and mortgage lending services to homeowners and future homeowners. Effingham mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Effingham community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Effingham, IL as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Effingham is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Effingham team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Dirk Bohnhoff

Branch Manager - Effingham

NMLS #512474

(217) 273-5404

You're In Good Hands!

4.94/5 Based on 80 reviews
5/5

Mandy H.

Transaction Completed:
2/6/2026

"Dirk is easy to communicate with. He's willing to answer questions after normal business hours. He made the process to close super smooth and we were even able to close a little early."

Altamont, IL
5/5

London Rinkel

Transaction Completed:
2/6/2026

"Dirk was great to work with!"

5/5

London S R.

Transaction Completed:
2/5/2026

"Dirk always answered my questions And made time to call in my busy schedule. He always had multiple options for me to decide how to do things."

Altamont, IL
5/5

Talon Cash B.

Transaction Completed:
1/6/2026

"Awesome experience. Thank you!"

Effingham, IL

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

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NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Effingham IL 5518

214 W Jefferson St. Ste 3
Effingham, IL 62401

Direct: (618)744-0091

Contact Us