Tracy Miklas Photo

Tracy Miklas Loan Consultant

  • NMLS # 197881

About Tracy Miklas

Since 1997— after graduating from Saint Cloud State University for Business Management—it has been my privilege to help people achieve their dreams of homeownership. I truly value each client that walks into my office. No matter the circumstance, I put my best foot forward; there is no challenge I am afraid of or will avoid as long as it means I can help others. With that, my clients are treated with respect, honesty, loyalty, and will be well-informed throughout the entire transaction.

The dedication and hard work I devote to each client results in long-lasting relationships and overall positive experience. That’s why past clients, Real Estate Agents and other financial professionals continue to refer me to friends, family, clients and co-workers. By trusting me with your home financing, I can assure you I will do my best to bring ease to the process from loan application through closing. When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.  



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

5/5 Based on 107 reviews
5/5

Eleni I

Transaction Completed:
6/2/2024

"He went above and beyond. Our sale was between 6 family members, and Tracy would take time to speak to all parties involved to ensure everyone was on the same page. He was knowledgable and would explain things to make sure we were all on the same page."

Richfield, MN
5/5

Gabe Gustafson

Transaction Completed:
3/27/2024

"Tracy is awesome to work with! He updated me on the status of the loan for my clients constantly and made the transaction very smooth and efficient!"

,
5/5

Heidi A

Transaction Completed:
3/4/2024

"Tracy is so knowledgeable. He also provides rationale for all possible options and really has the customers best options and outcome in mind. I felt like Tracy really listened to my concerns and answered my questions. Tracy has assisted me with 2 previous home mortgage transactions- he is consistently professional and his excellence shines through every time!"

Mound, MN
5/5

Shane

Transaction Completed:
2/24/2024

"Tracy was on top of this loan from start to finish!"

Saint Paul, MN
Location

New American Funding

Coon Rapids

10160 Foley Blvd NW, Ste. 200
Coon Rapids, MN 55448

Direct: 612-710-6593

Email: tracy.miklas@nafinc.com

Get Directions