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Tom Clifford Branch Manager

  • NMLS # 404294
  • 366 Reviews

About Tom Clifford

Tom Clifford is a dedicated Branch Manager with solid experience in home loan origination. Tom Clifford, NMLS #404294 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Meet The Team

Tom Clifford
Tom Clifford

Branch Manager

NMLS #404294

Tel: (360) 271-3678

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You're In Good Hands!

4.98/5 Based on 366 reviews


Transaction Completed:

"Fast communication"

Bremerton, WA

Big Dog 74

Transaction Completed:

"Tom is highly responsive to customer inquiries and of tremendous help with an FHA 203k loan. He also provided great support with a follow on refinance into a conventional 30year loan. Highly recommend Tom."


Catherine Green

Transaction Completed:

"Tom is a wonderful person to work with. He was always kind and respectful, he answered all of our questions in a timely manner and was always willing to go above and beyond to help our home buying dreams come true! Thank you Tom!!"



Transaction Completed:

"Tom processed our loan back in Sept. and then last week helped us refinance. He always returned calls right away on any questions we had during the process. Working with Tom was a quick, smooth, and pleasant experience all around. Look forward to working with Tom again if needed."


New American Funding


19735 10th Ave NE, Ste. N203
Poulsbo, WA 98370

Direct: 360-271-3678


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