About Sean Kiernan
I'm Sean Kiernan, Loan Consultant at New American Funding. After leaving the Navy in 1995 I moved from Pennsylvania to Carson City with my family. I started a new career in the title insurance business with Northern Nevada Title. Working as a title officer I learned about Northern Nevada’s local counties and all the special circumstances involved with researching and insuring a properties marketability. I then moved into the business development side of the title industry where I formed close relationships with many local real estate professionals. In 2011 I left the title industry and went into home lending with Wells Fargo. At Wells, I was educated in the home mortgage lending process. From Conventional, Jumbo, VA, FHA, USDA and down payment assistance loans I’ve done them all. In 2017 I joined On Q Financial where I met and learned from some of the most knowledgeable people in the lending industry. Today I work with those same folks and others at New American Funding. NAF enables me to help even more people. We can perform all the loans previously mentioned and we can also perform non-qualified mortgage loans. Loans like bank statement loans, investor loans, 1099 loans and many others. As your home mortgage advisor, I am very well qualified to handle any transaction. Give me a call today to talk about your home financing needs.
Serving Northern Nevada since 1995
Licensed in CA and NV
Personal NMLS #785924
4.9/5 Based on 269,421 Reviews
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
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