About Scott Finklea

Your Mortgage Advantage Starts Here!

With over 25 years of lending experience, I’ve built my business around one simple mission: helping clients win, whether that’s securing the best financing, beating out competing offers, or creating long-term financial freedom through smart mortgage strategies.


As a direct lender with New American Funding, I offer a full suite of solutions tailored to today’s market. That includes access to all major loan programsVa, Conventional, FHA, USDA,  & Non QM loans along with innovative products like NAF Cash, Pathway, and One-Time Close construction financing. No matter your situation, we have a solution designed to fit your needs.


Looking for a path to homeownership with little to no money out of pocket? Our NAF Pathway program offers up to 100% financing, including 5% down payment assistance, helping qualified buyers get into a home faster without the typical upfront barriers.


Want to compete like a cash buyer? Our NAF Cash program allows you to present a true all-cash offer with a fast close, giving you a major edge in competitive markets.


Building your dream home? Our One-Time Close Construction loan simplifies the process with a single approval and closing.


But what truly sets us apart is the experience. My clients consistently highlight clear communication, speed, and a smooth, stress-free process. Whether you’re a first-time buyer, seasoned investor, or looking to refinance, you’ll have a trusted advisor guiding you every step of the way.

In today’s market, strategy matters more than ever. The right loan can be the difference between winning and losing—and that’s where I come in.


Let’s build your winning game plan.
Call today or apply online to get started.


See what my customers are saying about me after we close: https://pro.experience.com/reviews/scott-finklea-331882



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 566 reviews
5/5

CJ

Transaction Completed:
4/20/2026

"scott was great to work with"

Gramercy, LA
5/5

Dax

Transaction Completed:
4/20/2026

"Great communication"

Gramercy, LA
5/5

Marlin

Transaction Completed:
4/4/2026

"Scott Finklea was extremely professional and provided outstanding service throughout the entire loan process. He took the time to explain every step clearly and walked us through everything, making sure we felt confident and informed from start to finish. Scott was always available by phone whenever I had a question, which made a huge difference. He made the whole process flow seamlessly and stress-free. I highly recommend Scott to anyone looking for a knowledgeable, responsive, and dependable loan professional."

Madisonville, LA
5/5

Taylor Wager

Transaction Completed:
4/3/2026

"Scott and his team always go above and beyond for my buyers he is knowledgeabl, kind, and professional . He makes every transaction seem easy!!"

Madisonville, LA

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
NAF Black Impact Logo

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Covington

207 East Lockwood Street, Suite B
Covington, LA 70433

Direct: 504-400-9177

Email: scott.finklea@nafinc.com

Get Directions