Ruthchaya 'Chacha' Thitinavakun Loan Consultant

NMLS # 1165509

20 Reviews

Direct:
936-362-8954
|
Email:
ruthchaya.t@nafinc.com

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About Ruthchaya 'Chacha' Thitinavakun

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha.

I'm currently living in San Francisco Bay Area and my local office is in Walnut Creek.

My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys.

Many of my clients are self-employed borrowers who tend to have sophisticated profiles; therefore, there will naturally be more detail to work with. I enjoy the challenges of getting their loan files done as smoothly as possible.

I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and providing them step-by-step guidance all the way from the start to the finish line.

My goal is to make the home buying process for each and every client as stress-free as possible. I cannot make this happen alone. We as a team can! Be sure to check out my past clients' reviews!

Let's get connected.

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Company Culture

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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Purchase trends across the country

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Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.