About Ricky Ontiveros
My name is Ricky Ontiveros, and I am proud to work with the community on behalf of We Fund LA powered by New American Funding. As a highly-skilled Loan Consultant, NMLS #1758296, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
I have been in customer service for over 15+ years and have achieved a reputation of honesty, transparent, professional, and diligent. With my knowledge and experience I look to offer mortgage solutions and options which align with clients short and long term financial goals. My innate ability to communicate effectively has helped create a smooth process and help guide many to a successful close. I enjoy trying different restaurants, exploring nature and having fun life experiences.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Pennsylvania First-Time Homebuyer Guide
Dreaming of buying your first home in Pennsylvania but put off by the costs? As a first-time homebuyer, you could be able to access thousand... Read More
You're In Good Hands!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
CMD - Pasadena - 680 East Colorado
Pasadena, CA 91101
Email: Ricardo.Ontiveros@nafinc.comGet Directions