You're In Good Hands!

4.92/5 Based on 10 reviews

5/5

Ian

Transaction Completed:
6/5/2026

"Renee was patient with our lack of knowledge with the process, and was always friendly, responsive and helpful!"

Lexington, KY

5/5

Julia

Transaction Completed:
6/2/2026

"Renee is an incredible mortagage lender AND an incredibly kind person. Not only is she completely professional and thorough, but she cares enough to spend time answering our questions. She makes you feel that there is no question to trivial, she wants to make sure you understand the complex loan process and she does a great job simplifying it. This is our second time securing mortgage funding with Renee and both times she worked with us to make sure that our payments will be within our family budget. She really cares about our financial wellbeing, and our family's wellbeing! We would recommend Renee Peden to anyone looking to secure a mortgage. She is a tremendous asset to Lexington."

Lexington, KY

5/5

Rachael

Transaction Completed:
5/7/2026

"Renee was great and I would recommend her! Thanks!"

Georgetown, KY

5/5

Randy J

Transaction Completed:
4/7/2026

"Renee was nothing short of amazing."

Lancaster, KY

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Cash Out Refinance

Turn your home's equity into cash.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Where Homebuyers Are Getting the Most for Their Money in Today’s Housing Market

The typical household can now afford a larger share of homes on the market than just a few years ago. Read More

Summer Design Trends: Staycations and Softness Set the Tone This Season

Here are some summer decor trends gaining momentum. Get ready to rethink, refresh, and make the most of your home as the weather finally war... Read More

Mortgage Rates Rise Slightly as the Summer Homebuying Season Approaches

Mortgage interest rates ticked up ever so slightly as oil prices and inflation remained elevated. Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Renee Peden Sales Manager

About Renee Peden

Top Rated
Mortgage Lender

You're In Good Hands!