You're In Good Hands!

5/5 Based on 6 reviews

5/5

Mona Hammes

Transaction Completed:
7/27/2026

"Mark is an outstanding loan consultant who is detail-oriented, responsive, and works efficiently to get files to the closing table. I truly appreciate his excellent communication, consistency, and professionalism throughout the transaction. My client found Mark to be extremely knowledgeable and appreciated the time he took to explain the process and ask the right questions. His expertise helped make the experience smooth and stress-free. I highly recommend Mark to anyone looking for an exceptional loan consultant. Thank you again, Mark! I look forward to working with you on many more transactions in the future. Mona Hammes eXp Realty DRE# 01807600"

5/5

Mona

Transaction Completed:
7/27/2026

"Mark is an outstanding loan consultant who is detail-oriented, responsive, and works efficiently to get files to the closing table. I truly appreciate his excellent communication, consistency, and professionalism throughout the transaction. My client found Mark to be extremely knowledgeable and appreciated the time he took to explain the process and ask the right questions. His expertise helped make the experience smooth and stress-free. I highly recommend Mark to anyone looking for an exceptional loan consultant. Thank you again, Mark! I look forward to working with you on many more transactions in the future. Mona Hammes eXp Realty DRE# 01807600"

Sacramento, CA

5/5

Geraponce73

Transaction Completed:
5/4/2026

""

5/5

Jose Gerardo

Transaction Completed:
5/4/2026

"Mark was consistently available to assist, making every process smooth and straightforward."

Livermore, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

The Fed Left Interest Rates Unchanged. Does That Mean Mortgage Rates Will Rise or Fall?

The Fed voted to hold interest rates steady, but the central bank is expected to hike rates at least once this year. This is likely to impac... Read More

How Much Money Should You Have Left After Closing on a Home?

Here’s how much money experts recommend having in savings after buying a home and why spending every available dollar at closing can backfir... Read More

Can You Buy a Home with Cryptocurrency? What Homebuyers Need to Know About Bitcoin Mortgages

While most buyers can’t hand over cryptocurrency to pay for a home, you may be able to use these assets in other ways to qualify for financi... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Mark Luna Sr. Loan Consultant

About Mark Luna

Top Rated
Mortgage Lender

You're In Good Hands!