Toms River, NJ Mortgage Lenders

Toms River

1415 Hooper Avenue, suite 202, Toms River, NJ 08753

Your Mortgage Starts Here

New American Funding – Toms River provides informed advice and mortgage lending services to homeowners and future homeowners. Toms River mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Toms River community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of Toms River, NJ as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Toms River is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite Toms River team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Barbara Sica

VP of Sales, East

NMLS #404007

(949) 202-1082

barbara.sica@nafinc.com

You're In Good Hands!

Loan Products

ARM Mortgages

Get lower interest rates and lower payments for an introductory period.

VA Loan

No down payment required. Special terms available to veterans and active duty military.

15 Year Fixed Mortgage

Lets you pay off your home loan faster.

Explore More Options

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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News & Resources

How to Upsize Your Home without Breaking the Bank

Upsizing, when you trade up to a home with more square footage, isn’t always as simple as picking a bigger place and calling the movers.

9 Key Places in Your Home That You're Forgetting to Clean Before Showings

If you’re selling your home, you have probably forgotten to clean a few spots you no longer notice—but buyers definitely will.

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.