You're In Good Hands!

4.98/5 Based on 83 reviews

5/5

Brandi

Transaction Completed:
12/2/2025

"Kristen was extremely responsive and honestly great personality. Meshed well made the process awesome"

Painesville, OH

5/5

Billijo

Transaction Completed:
11/30/2025

"Ms. Kristen was the absolute best to work with would recomand anyone that was looking for a home to call and have her help them. she was the best in helong with all of the steps. helped even if I had all ready asked things before. she even worked with the time change of 2 hours."

Harpster, OH

5/5

Wayne Earle

Transaction Completed:
11/25/2025

"Very helpful when determining the next course of action on a previous mortgage loan. Quick to answer questions at anytime including outside of normal business hours. Made the entire process easy and kept me updated the entire process. Every roadblock was met with perseverance and an aggressive \"I got you!\". Smoothest transition. Much appreciated."

Dayton, OH

5/5

Hope

Transaction Completed:
11/5/2025

"Kristen was exceptiona! She was creative in her financing techniques and always put my needs first!!! I have financed 29 homes and Kristen was by far the very best Loan Officer I have ever wirked with in securing financing! She was personable, friendly, knowledgeable and timely!!! And she has put together the best team to support her custoners with Jody and Mel! Krudten and her team actually made this this experience fun if you can believe that! But it is true!!!"

Powell, OH

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Cash Out Refinance

Turn your home's equity into cash.

FHA

This mortgage loan allows for 3.5% down payment.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

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If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a ... Read More

Should You Time Buying a Home Around the Seasons? It Could Save You Up-Front Cash

Here’s how you can use the calendar to your advantage and close at a time when costs may be lower, timelines are generally faster, and selle... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Kristen Vagedes Sales Manager

About Kristen Vagedes

Top Rated
Mortgage Lender

You're In Good Hands!