Kristen Vagedes Photo

Kristen Vagedes Licensed Loan Specialist

  • NMLS # 673256

About Kristen Vagedes

Kristen Vagedes NMLS #673256 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Kristen Vagedes is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you! 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

4.96/5 Based on 17 reviews

Toni Lynn

Transaction Completed:

"Kristen and her team were very engaged through the whole process, gave us reasonable time frames for getting our information in and encouraged us throughout. They were all great to work with!"

Brookville, OH


Transaction Completed:

"Kristen was great, she rescued a deal that another lender had made a mess of and she did it in record time. She is a true pro!"

Dayton, OH


Transaction Completed:

"Very laid back, down to earth. Easy to talk to"

Fairborn, OH


Transaction Completed:

"human quality and the desire to help fulfill a dream by finding the best alternatives"

Dayton, OH

New American Funding


52 Bellbrook Plaza
Bellbrook, OH 45305

Direct: 937-409-3587


Get Directions