About Joy Schneckloth

Thank you so much for stopping by to visit! My name is Joy Schneckloth and I am a Loan Consultant with New American Funding located in Bettendorf, Iowa.

I have been in the mortgage business since 2008 and have helped thousands of clients Purchase their First Home, Second Home, Investment Property or Refinancing their current mortgage.

Specializing in Conventional 15-30 Year Fixed Mortgages, ICAN Mortgages (contact me to learn more), VA, FHA, USDA and New Construction we've got a product for you.

Please reach out with any questions you may have, I'm happy to answer them. Have a fantastic day!

Joy Schneckloth Reviews

★ ★ ★ ★ ★

4.96 /5.0

Based on 370 reviews

★★★★★

Stephanie &. of Davenport, IA for Joy Schneckloth

Transaction Completed: 11/30/2021

Joy is amazing. She always works her magic for our clients

★★★★★

Leonel R. of Port Byron, IL for Joy Schneckloth

Transaction Completed: 11/29/2021

Joy and Julie made the process so easy and they were great to communicate everything and make sure I was aware of every detail as we went along.

Refinance Calculator

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Mortgage Calculator

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How Much House Can I Afford?

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Amortization Calculator

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COMPETE WITH CASH BUYERS & WIN!

It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

FHA

This mortgage loan allows for 3.5% down payment.

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From the Blog

Pre-Approved Mortgage or Pre-Qualified

This is it. You’re ready to make the move into homeownership. From all the online searching you’ve done, you know you need to get “pre-somet... Read More

Fannie Mae, Freddie Mac Increase Loan Limits for Sixth Straight Year

For the sixth year in a row, the maximum conforming loan limits on mortgages to be acquired by Fannie Mae and Freddie Mac is set to increase... Read More

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Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.