Joy Schneckloth Senior Loan Consultant
- NMLS # 406042
About Joy Schneckloth
Thank you so much for stopping by to visit! My name is Joy Schneckloth and I am a Loan Consultant with New American Funding located in Bettendorf, Iowa.
I have been in the mortgage business since 2008 and have helped thousands of clients Purchase their First Home, Second Home, Investment Property or Refinancing their current mortgage.
Specializing in Conventional 15-30 Year Fixed Mortgages, ICAN Mortgages (contact me to learn more), VA, FHA, USDA and New Construction we've got a product for you.
Please reach out with any questions you may have, I'm happy to answer them. Have a fantastic day!
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"Working with Joy was like working with a friend"
"I was very unsure of what I was doing in this process. But Joy explained every step of the way, and assured me she would be there for me. And she was."
"Joy always delivers. We will continue to refer clients to her."
"Joy and her staff just really took the time from day one to make sure that Kathy and I were in good hands and it would not be a stressful situation. This was our first home purchase and it was very smooth! We both can’t thank you enough for all your help."
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.