About Josh Savea
Josh Savea is a dedicated Loan Consultant with solid experience in home loan origination. Josh Savea, NMLS #1886921 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
Virginia First-Time Homebuyer Guide
Virginia has plenty to offer its residents. If you’re thinking about buying a home in Old Dominion, don’t be intimidated by the mortgage pro... Read More
You're In Good Hands!
"Josh kept me informed throughout the whole escrow process and we closed on time."
"Josh is very communicative and very honest. He works quickly and stays on time with everything. My favorite thing about him was he sends at least two weekly updates a week on the file to keep both listing and buyer sides updated. As an agent a lender who has great communication skills is what I look for."
"Josh was always immediately responsive, knowledgeable and quick to help with options and details needed. I will use him and refer my friends and family to him when possible. He is the best lender I have ever worked with."
"The current environment for buying is a difficult one with interest rates above 7%. Josh provided me with very useful information on how New American Funding can help refinance without significant costs in the first 5 years of the loan. He also helped me secure good terms for the loan. I am glad I called him regarding the loan. Josh was very responsive and reachable."