Joni Liston Sales Manager

NMLS # 281964

100 Reviews

Direct:
801-810-1833
|
Mobile:
801-580-9424
|
Email:
joni.liston@nafinc.com

About Joni Liston

I have been helping my clients achieve the American Dream of home ownership for 20 years. I have extensive knowledge of all mortgage products and is proficient in tailoring financing to my clients’ unique lifestyles and goals. I know how to work behind the scenes to ensure the transaction will be completed as fast and painlessly as possible.

I provide a genuine experience defined by honesty and integrity. I especially enjoy working with First Time Home Buyers to guide them through the entire process with ease and efficiency. Watching them become homeowners is the most fulfilling part of my job.

In addition to my mortgage training, I has a Bachelor’s Degree in Business Marketing from the University of Utah. I have been married to her husband for 34 years and am blessed with two boys who have been successfully launched. When I am not working, I loves to hike, ski, camp and travel.

If you’d like to purchase your dream home, get cash from your existing home, lower your payment, lower your interest rate, or improve other terms of your current loan, I would love to speak with you! I can be reached on my cell phone at 801-580-9424 or via email: Joni.Liston@NAFinc.com

#1 in Customer Satisfaction
among Mortgage Servicers!

- J.D. POWER

For J.D. Power 2022 award information, visit jdpower.com/awards.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Explore More Options

From the Blog

Using an FHA Loan to Buy a Foreclosure

Purchasing a foreclosure with an FHA loan can be a great way to save money on a property that has the potential to become your home for many... Read More

VA Cash-Out Refinance

A VA Cash-Out Refinance is a Department of Veterans Affairs-backed loan that allows homeowners to exchange their home equity for cash while ... Read More