Joni Liston Photo

Joni Liston Sales Manager

  • NMLS # 281964

About Joni Liston

Joni Liston is a highly experienced Senior Loan Consultant and Sales Manager with over 20 years in the industry. She has become a trusted advisor to her clients, assisting them in finding unique loan programs that best suit their individual needs. Joni consistently exhibits a deep understanding of her field. Her knowledge and dedication have made her an invaluable resource for her clients, ensuring they make informed decisions. Furthermore, her kindness and compassion shine through in all her interactions, leaving a lasting impression on those fortunate enough to work with her.

Beyond her professional accomplishments, Joni has a love for travel often seeking new adventures and exploring diverse cultures. She enjoys hiking and skiing in the breathtaking mountains of Utah where she can connect with nature and finds tranquility. Additionally, Joni and her husband of 34 years takes immense pride in their two adult sons.

Joni Liston is an extraordinary individual who continues to make a positive impact on both her clients and the people around her. Her remarkable blend of intelligence, kindness, and enthusiasm truly makes her an amazing presence in both her personal and professional life. I would love to speak with you!  Contact her today at 801-580-9424 or via email:

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.99/5 Based on 102 reviews

Kevin N

Transaction Completed:

"Joni is a true professional and we have now worked with NAF twice in the last 2.5 years and been thrilled with the results. All involved with Joni and her team and all associated with NAF have been wonderful to work with and I will use them again should the opportunity or need arise. Also I would certainly recommend Joni and the NAF family to all my friend everyday of the week."

Salt Lake City, UT


Transaction Completed:

"Joni was amazing and incredibly helpful throughout the entire process. I will 100% be recommending and using Joni in the future."

Taylorsville, UT


Transaction Completed:


Sandy, UT


Transaction Completed:

"Joni was great at communicating along every step of the process."

Salt Lake City, UT

New American Funding

Cottonwood Heights

6975 S Union Park Center, Ste 201
Cottonwood Heights, UT 84047

Direct: 801-580-9424


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