About Joe Sergio
Joe Sergio NMLS #2069455 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Joe Sergio is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
4.9/5 Based on 269,421 Reviews
NAF360 is our commitment to 360 degrees of trust and respect.
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Pennsylvania First-Time Homebuyer Guide
Dreaming of buying your first home in Pennsylvania but put off by the costs? As a first-time homebuyer, you could be able to access thousand... Read More
You're In Good Hands!
"Best Mortgage loan officer than I ever work"
"Quick to respond, and patient! My husband works odd hours, and I teach during the summer, so it was often difficult to get back to them before the end of their workday, but they were always so kind and responsive!"