About Joel Morales
With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with me and New American Funding you'll receive:
- Professional advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from me and New American Funding's in-house operations team
- Industry leading close times
Please give me a call today for answers to any of your
home financing questions.
I would be more than happy to offer my professional advice.
Joel Morales Reviews
Great people, easy to work with, and they help you choose the best options for you and your family.
- Terena H.
COMPETE WITH CASH BUYERS & WIN!
It's a seller's market, and cash buyers have the advantage, but you can still compete and win. To stay competitive as a homebuyer you need to become a CASH BUYER! That’s where Buyer Accepted, exclusively offered by New American Funding, can help.
NAF360 is our commitment to 360 degrees of trust and respect.
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Meet The Team
From the Blog
Conventional 97 Loans In 2022: Qualifications, Description, and More
Learn about Conventional 97 loans in 2022. Get details, 97% loan to value loan options, qualification information and more from New American... Read More
Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities. We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.
Mission Statement: In 2013, New American Funding formed its own Latino Focus Committee. This purpose driven group works cohesively to enhance the quality of the lending experience among Hispanic consumers and aims to enrich the Hispanic community through homeownership. By mirroring the communities, we serve, we are able to increase sustainable Hispanic homeownership across America.