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James Hutchins Trainer I

  • NMLS # 1273436

About James Hutchins

My name is James Hutchins, and I am proud to work with the community on behalf of New American Funding! With 9 years experience as a loan originator, NMLS #1273436, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

Whether it's utilizing some of the equity in your home with a cash-out refinance, or a new home purchase, I would love to assist you in your journey!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

You're In Good Hands!

4.8/5 Based on 15 reviews


Transaction Completed:

"James was excellent and extremely patient! He explained and answered all of my questions promptly and with the upmost expertise. This was my first time going through such a process and he made me feel comfortable with the knowledge and information he provided. James was always available through different modes of communication, which were text, email and phone. Towards the end, I was a little testy and he encouraged me to continue as I was so close to closing. He is flexible and I benefitted from his sound advice and help. He appeared to be honest and very trustworthy. I truly appreciated more than most his work ethic and his fidelity in guiding me towards making a decision that suited me. My credit score wasn’t good at all but he found something that suited my situation! Thanks James! :-)"

Philadelphia, PA


Transaction Completed:

"James was an absolute pleasure to work with. He is caring, understanding and above all professional. I highly recommend James and his team! Top notch!"



Transaction Completed:

"James communication through out the loan process."

Milford, OH


Transaction Completed:

"James Hutchins"

Middle Brook, MO
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.


New American Funding

CD - Detroit - CSR

41050 West 11 Mile Road, suite 100
Novi, MI 48375

Direct: 313-704-6798

Email: james.hutchins@nafinc.com

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