Hector Ledesma Sales Manager
- NMLS # 970284
About Hector Ledesma
Hector Ledesma is a dedicated Loan Consultant with solid experience in home loan origination. Hector Ledesma, NMLS #970284 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
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NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"Excellent help.. very professional and very attentive to all the requirements"
"Thank you for everything I couldn’t do it with out you guys"
"Héctor and his team did an amazing job. They go above and beyond to make your dreams come true. Despite all the difficulties, we ended up getting a great deal and even closing before the inicial schedule day. If you want to buy a house that you can call home, just contact them, and you won’t be disappointed. Hector and his team are the best of the best, top 10, I highly recommended!!!"
"Since the very beginning Hector and his team were incredible great exceeding all my expectations. He is very acknowledgeable and explain with details every part of the process. He truly care about you and your family and all his recommendations aligned with that. Without his help and commitment we wouldn't've the opportunity to buy our dream house. He and his team were very responsive and helpful, trying to get through every difficulty that goes in our way. We always be grateful that we had the chance to work with a wonderful team, and we can have a place that we can call \"home\". Highly recommended!"