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Gina Layton Loan Consultant

  • NMLS # 1620105

About Gina Layton

Gina Layton is a trusted and dedicated Loan Consultant with solid experience in home loan origination. Gina Layton, NMLS #1620105 is ready to meet the needs of the Puget Sound Community and beyond, providing services to customers seeking Conventional, FHA, VA, new construction, and first time home buyer loans. She prides herself on being able to offer expert guidance and service to her clients as they navigate one of the most impactful moments of their life. She will demonstrate why so many clients have put their trust in New American Funding over the years. Together, you will achieve the best mortgage experience possible.  Gina looks forward to meeting you today!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Meet The Team

You're In Good Hands!

4.9/5 Based on 10 reviews


Transaction Completed:

"Gina provides a smooth and calm lending process. Just loved the communication."

Post Falls, ID

Gary M

Transaction Completed:

"Gina was always available to answer questions and walk us through the steps of our mortgage. Highly recommend!"

Post Falls, ID

Heidi L

Transaction Completed:

"Gina was accessible, informative and encouraging as we walked through this process. It had been over 22 years since our last home purchase and many things have changed. Gina was very helpful and walked us through every step."

Post Falls, ID

Drew Michael

Transaction Completed:

"Gina did an outstanding job for us as a lender from start to finish. She worked arduously day and night to get us an excellent interest rate and quick close. We couldn’t be happier to have worked with Gina; her help made all the difference in allowing us to secure our dream home. It was a long journey and we our now in our new home. Thank you Gina, we couldn’t have done it without you!"

Vancouver, WA

New American Funding

Flex - Kent

27304 152nd Avenue Southeast, Ste. 200
Kent, WA 98042

Direct: 253-921-6555


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