Geldie Richardson Photo

Geldie Richardson Sr. Loan Consultant

  • NMLS # 231386

About Geldie Richardson

Geldie Richardson NMLS #231386 has over 21 years of invaluable experience in the mortgage industry, Geldie has established themselves as a seasoned expert in mortgage origination and lending. Their unwavering commitment to excellence and dedication to client satisfaction have earned them a reputation as a trusted advisor in the field.

Throughout their illustrious career, Geldie has specialized in various facets of mortgage lending, with a particular focus on empowering individuals and families to achieve their dream of homeownership. Their expertise extends to a diverse range of mortgage products, including conventional loans, FHA loans, VA loans, and USDA loans.

One of Geldie's notable achievements is their certification as a Section 184 home loan specialist, demonstrating their proficiency in assisting Native American families and tribal communities in accessing affordable mortgage financing. Additionally, they hold certifications as a First Time Homebuyer Specialist and Down Payment Specialist, reflecting their commitment to guiding first-time homebuyers through the complexities of the homebuying process and facilitating access to down payment assistance programs.

Beyond their professional accomplishments, Geldie is deeply passionate about serving their clients with integrity, transparency, and personalized attention. They understand that purchasing a home is one of the most significant financial decisions individuals will make in their lifetime, and they strive to make the experience as smooth and stress-free as possible.

Geldie is known for their exceptional communication skills, attention to detail, and ability to tailor mortgage solutions to meet the unique needs and goals of each client. Whether they are working with first-time homebuyers, seasoned investors, or individuals seeking to refinance their existing mortgages, Geldie approaches each transaction with a steadfast commitment to delivering unparalleled service and expertise.

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

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New American Funding

Roseville - Mid Pacific

1512 Eureka Road, suite 150
Roseville, CA 95661

Direct: 530-305-1839


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