You're In Good Hands!

4.81/5 Based on 43 reviews

5/5

Kathleen H

Transaction Completed:
4/29/2025

"You all were so helpful with the entire process and gave me a chance to have a fresh start. I am very satisfied and grateful."

Southfield, MI

5/5

Lana

Transaction Completed:
3/2/2025

"I had several questions about refinancing my home. Gary was patient to listen to all my concerns and help me make a good plan that worked for me. Thanks Gary!"

Alton, IL

5/5

Monica

Transaction Completed:
11/26/2024

"The rapid response from Paul. He responded each time I called or maybe got his voice mail he always returned my call the same day. He was very attentive to my request and concerns. Very good person! If he treat everyone the way he treated me (patience), he needs an award in service!"

Memphis, TN

5/5

Donald W

Transaction Completed:
11/1/2024

"From start to finish the best mortgage company that I have ever worked with .rocket mortgage took 10 months to close the loan prior to coming to New American Funding, which took 27 days."

CAMDEN WYOMING, DE

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Cash Out Refinance

Turn your home's equity into cash.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

FHA

This mortgage loan allows for 3.5% down payment.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

What Happens After Your Offer on a Home Has Been Accepted?

Congratulations, your offer on a home has been accepted. These are the costs you should expect as you close. Read More

How Do Lenders Verify Income on Mortgage Loan Applications?

Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify ... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Gary Darden Sr. Loan Officer

About Gary Darden

Top Rated
Mortgage Lender

You're In Good Hands!