Erin Howland Photo

Erin Howland Loan Consultant

  • NMLS # 1192883
  • |
  • LMB # 100536356

About Erin Howland

Erin Howland is a dedicated Loan Consultant with solid experience in home loan origination. Erin Howland, NMLS #1192883 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

I have worked in the finance industry 15+ years. I love what I do because I know how much I can change people’s lives. My favorite clients are first-time homebuyers; I enjoy educating them and holding their hand through the loan process, and there’s something so special about getting someone into their first home. I pride myself for being a loan professional and will always find the best loan for every client, whether it’s a Conventional, FHA, VA, or USDA loans. I also specialize in Down-Payment assistance loans, and non-QM loans, like bank statement loans and other reduced documentation loans, as well as reverse mortgages. I am licensed in Texas and Colorado. I also enjoy my time with my husband and our two kids. We’ve been happily married for 19 years, and I am a mom of two boys, aged 10 and 13. I enjoy jogging and hiking around with my boys, and watching movies and shows with my husband.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!


New American Funding

Partnership - Humble

20665 West Lake Houston Parkway
Humble, TX 77346

Direct: 281-216-7106


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