About Denise Masnjak
Denise Masnjak is a Mortgage Loan Officer NMLS #337548 with New American Funding, LLC , and licensed in Florida, serving the individual mortgage needs of home owners, home buyers, and residential real estate investors.
Specialties: Conventional home loans, VA, FHA, Down Payment Assistance & Jumbo Mortgage Financing Products along with USDA Rural Development, Reverse, Reverse for Purchase and Rehab Programs, Florida Condominiums, Relocation and Retirement and Second Homes

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Mortgage Lender
4.9/5 Based on 269,421 Reviews




Company Culture
NAF360 is our commitment to 360 degrees of trust and respect

Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
From the Blog
You're In Good Hands!
Cynthia
Transaction Completed:
12/4/2023
"Personal care"
Emmanuella
Transaction Completed:
11/10/2023
"On top with communication. Easily to help you. Thank you so much for helping me get my first house . Y'all really dona fantastic job.."
Emmanuella
Transaction Completed:
11/9/2023
"Communication on top.. make everything easy until your closing day.. Thank you Denise Masnjak.."
Sheree
Transaction Completed:
8/23/2023
"Great commitment to the clients. Denise works hard to help them understand their options and how the process works. The communication was outstanding."
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New American Funding
Fort Myers
Fort Myers, FL 33919
Direct: 239-216-1808
Email: Denise.M@nafinc.com
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