You're In Good Hands!

4.97/5 Based on 682 reviews

5/5

Patrick

Transaction Completed:
7/27/2026

"Debra is super punctual and clear. She is lovely and very pleasant to talk to."

Hamden, CT

5/5

Jill

Transaction Completed:
7/24/2026

"Deb is THE BEST! Her knowledge, communication, and people skills make her exceptional. I have referred all my clients to her, and they all loved working with her!"

Hamden, CT

5/5

Christopher

Transaction Completed:
7/6/2026

"Debra is hands down in a class of her own when it comes to anything Mortgage related. Her customer service, communication and professionalism are unmatched. "

5/5

Jessica

Transaction Completed:
6/30/2026

"Debra did a great job keeping me updated and making sure to meet deadlines. I felt my clients were in great hands throughout the process!"

Windsor, CT

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Cash Out Refinance

Turn your home's equity into cash.

FHA

This mortgage loan allows for 3.5% down payment.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

How Much Money Should You Have Left After Closing on a Home?

Here’s how much money experts recommend having in savings after buying a home and why spending every available dollar at closing can backfir... Read More

Can You Buy a Home with Cryptocurrency? What Homebuyers Need to Know About Bitcoin Mortgages

While most buyers can’t hand over cryptocurrency to pay for a home, you may be able to use these assets in other ways to qualify for financi... Read More

Buying a Home? How On-Time Rent and Utility Payments May Help You Secure a Mortgage

Many lenders may use a new credit scoring model that factors in on-time rent, utility, and even telecom payments, for use on mortgages backe... Read More

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Debra Malcolm Sales Manager

About Debra Malcolm

Top Rated
Mortgage Lender

You're In Good Hands!