Chantel Ruybal Loan Consultant
- NMLS # 2002528
- LMB # 100520702
About Chantel Ruybal
Chantel Ruybal NMLS #2002528 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Chantel Ruybal is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Why Spring Remains a Prime Time for Homebuying in 2024
When the final days of winter give way to the early signs of spring in March 2024, it will be an opportune time for prospective homebuyers t... Read More
Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"She went above and beyond, was available for phone calls during the weekend, after hours and she really made me feel like i made the right choice by answering all of my questions no matter how random they may have seemed. if phone calls were recorded i would hope its reviewed as she would get a raise! will be posting about my experience on reddit first time home buyers with the hope of more people use chantel!"
"Great service, just an inopportune time to be looking for a loan. Thanks Chantel"
"Chantel was very helpful and knowledgeable. She responded quickly and always explained very thoroughly."
New American Funding
Greenwood Village, CO 80111
Email: Chantel.Ruybal@nafinc.comGet Directions