Chantel Ruybal Photo

Chantel Ruybal Loan Consultant

  • NMLS # 2002528
  • |
  • LMB # 100520702

About Chantel Ruybal

Chantel Ruybal NMLS #2002528 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality. Chantel Ruybal is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

NAF Dream Logo

Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.

You're In Good Hands!

5/5 Based on 27 reviews


Transaction Completed:

"The customer service was very good. I would recommend to family and friends. Thank you so much. We're very happy here."

Lakewood, CO

Michelle C

Transaction Completed:

"Smooth lending process, highly recommend Chantel Ryubal as a loan officer. She was excellent, prompt and her communication was greatly appreciated. Her knowledge as well was greatly appreciated throughout the entire experience! Would highly recommend!"



Transaction Completed:

"Chantel was excellent every step of the way. She made our process as smooth as possible. She was always super quick with getting back to us and made herself available even if it was not within normal hours! Even through the toughest parts of the normal loan process she made our parts as smooth as she could! Would recommend New American Funding and specifically Chantel over and over again! Thank you so much Chantel, we appreciate you!!"

Kilgore, TX


Transaction Completed:

"Having a knowledgeable and attentive loan officer to work through the process with."

Greeley, CO

New American Funding

Greenwood Village

6380 South Fiddlers Green Circle, Suite 400
Greenwood Village, CO 80111

Direct: 720-238-7739


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