Amber Ernst Photo

Amber Ernst Sales Manager

  • NMLS # 406037

About Amber Ernst

Amber Ernst is a dedicated Loan Consultant with solid experience in home loan origination. Amber Ernst, NMLS #406037 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide in 2023. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA) and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

You're In Good Hands!

4.98/5 Based on 1,612 reviews


Transaction Completed:

"We switched mortgage companies to the Amber Ernst Team, who stepped in after inexperienced employees at a large national bank messed up multiple steps of our home mortgage application process. After the terrible experience with the national bank we had been using, the process was so much easier with the Amber Ernst Team! They took care of every step of the process, communicated frequently, and got us to closing in 2 weeks time with a lower interest rate and absolutely no hassle. Katie and the team at Amber Ernst Team operate with the highest level of professionalism and expertise, and I would recommend them to anyone looking for mortgage services."

Geneseo, IL

Judy K

Transaction Completed:

"Our loan closed exactly one month from our application! That is fast considering all the things that have to come together. Everyone communicated right away, no delays in answering our questions."

DeWitt, IA


Transaction Completed:

"Katie bys answered any questions I had, maybe this process amazing."

Rock Island, IL


Transaction Completed:

"We were referred to Amber with tons of hype about how great she is. I gotta admit I was doubtful that it would make any difference. Amber, and I had a great first conversation that made me feel like she was a lifelong friend. Thats all great, but what really made the difference was her communication in regard to our business transaction. Amber is extremely knowledgeable, efficient, and an excellent communicator. She makes big things feel small, and really eases your mind. Believe the hype!"

Eldridge, IA

New American Funding


3275 Utica Ridge Road
Bettendorf, IA 52722

Direct: 563-579-1097


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