You're In Good Hands!

4.94/5 Based on 82 reviews

5/5

DANIEL A. CASTRO

Transaction Completed:
2/17/2025

"We had a fantastic experience working with Mike Oswald at New American Funding for our FHA home loan. From start to finish, Mike was knowledgeable, patient, and incredibly helpful. He took the time to explain every step of the process, answer all of our questions, and make sure we felt confident in our decisions. His responsiveness and professionalism made what can be a stressful process feel smooth and manageable. We truly appreciate his dedication and expertise, and we highly recommend Mike to anyone looking for a reliable, trustworthy mortgage professional. Thank you, Mike, for helping us achieve our homeownership goals!"

5/5

John

Transaction Completed:
10/15/2024

"Michael was available, honest and communicated complex moving parts of our refinance with straight forward language that made it easier to understand. He never made me feel dumb for asking questions."

Zimmerman, MN

5/5

Patricia

Transaction Completed:
8/17/2024

"Professional"

Rentz, GA

5/5

Mark

Transaction Completed:
5/12/2024

"Everyone at NAF is so pleasant to work with. Michael and Grace were great through the entire process. We have been with NAF since 2015. They have done previous purchases and Re-Fi’s We highly recommend NAF Mark and Pamela Bowers"

Canyon Lake, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Michael Viveros Sr. Loan Officer

About Michael Viveros

Top Rated
Mortgage Lender

You're In Good Hands!