Melissa Mason Branch Manager
- NMLS # 70585
About Melissa Mason
Mortgage Planning Professional, Consulting and Guiding clients through a seamless mortgage experience. For 19+ years in the industry!
I am a dedicated Branch Manager with solid experience in home loan origination. Melissa Mason, NMLS #70585 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Education is the key, at NAF we Empower you to Make an Educated Decision. Which ever stage of purchase they are in 1st time, leveling up, down sizing, investing and life changing events.
We are proficient in Conventional, FHA, VA, Refinances rate and term and Cash out. As well as Rehab Loans 203K, Conventional Rehab and VA Rehab
For clients with life changes (divorce or death of spouse or parents). With divorcing clients I serve behind the scenes at best in the beginning stages of divorce to ensure that the individual can qualify to purchase another home, or qualify to finance the home that they are in.
In this ever changing market it is good to do business with someone who keeps up with the new guidelines and changes.
Look forward to working with some of you.
4.9/5 Based on 269,421 Reviews
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: ssrn.com/abstract=3751917 or dx.doi.org/10.2139/ssrn.3751917
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
From the Blog
Idaho First-Time Homebuyer Guide
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Mission Statement: NAF Dream is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
You're In Good Hands!
"Have more patience when answer questions, have many and many questions is part of first baiters!"
"Melissa was amazing!!!! Very patient and extremely kind!! Will do business with her again when we re finance down the road"
"For helping me with a lot of stuff."
"Melissa was there to make this transaction smooth every step of the way! I could not be more delighted and my client feels the same! Looking forward to many more transactions with Melissa."
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.