Holladay, UT Mortgage Lenders

Holladay

4525 South 2300 East, Ste 201, 202, Holladay, UT 84117

(801)679-6802

Your Mortgage Starts Here

New American Funding – Salt Lake City provides informed advice and mortgage lending services to homeowners and future homeowners. Our mortgage lenders take their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in our community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of Salt Lake City, UT as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Salt Lake City is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite Salt Lake City team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

You're In Good Hands!

4.95/5 Based on 1,121 reviews
5/5

Angie T.

Transaction Completed:
6/19/2026

"We were on a short time line, and Jena made sure we met our time line and then some! Great communication!"

Morgan, UT
5/5

Michael W.

Transaction Completed:
6/17/2026

"Jena and her team are great! They walk you through everything and explain it in an easy-to-absorb way. I would definitely recommend and work with them again!"

Ogden, UT
5/5

Wesley B.

Transaction Completed:
6/13/2026

"I’ve had the privilege of working with Jena throughout my real estate career, and she has consistently delivered exceptional service and professionalism. Together, we’ve navigated both seamless transactions and challenging situations, each one strengthening our working relationship and enhancing the experience we provide for our clients.Jena is truly a shining example of kindness, strength, and perseverance. Her dedication, integrity, and unwavering commitment to those she serves help create smooth, successful outcomes while making clients feel supported every step of the way. Anyone who has the opportunity to work with her is in excellent hands."

Ogden, UT
5/5

Kenneth A C.

Transaction Completed:
6/12/2026

"I have worked with a lot of loan officers over the years, and I can honestly say that Jena Flowers is one of the absolute best in the business. What sets Jena apart is her incredible communication, unwavering dedication to her clients, and her ability to make what can often be a stressful process feel smooth, simple, and completely manageable. She is always available to answer questions, provide updates, and ensure everyone involved stays informed every step of the way. Jena consistently gets things done quickly and efficiently without sacrificing attention to detail. She goes above and beyond not only for her clients but also for the Realtors she works alongside. Her professionalism, responsiveness, and commitment to excellence make every transaction better. Beyond her expertise, Jena is one of the kindest, friendliest, and most positive people you will ever meet. She genuinely cares about helping people achieve their goals and treats every client with respect, honesty, and compassion. Her integrity, loyalty, and willingness to help are second to none. If you're looking for a loan officer who will work tirelessly for you, communicate exceptionally well, and provide an outstanding experience from start to finish, I cannot recommend Jena Flowers highly enough. She sets the standard for what a loan officer should be, and anyone who has the opportunity to work with her is in excellent hands."

Clearfield, UT

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

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Don’t Panic. This is What to Do if You Receive a Low Home Appraisal Image
A lower-than-expected appraisal doesn't have to be a deal-killer. Here's what you should do if you find yourself in this situation.
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Working a Side Gig to Buy a Home? Here’s What Lenders Want to See Image
Many homebuyers are turning to side gigs, freelance work, and app-based jobs to help save for a down payment and closing costs. But those part-time jobs don’t always help them qualify for a mortgage.
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Location

New American Funding

Holladay

4525 South 2300 East, Ste 201, 202
Holladay, UT 84117

Direct: (801)679-6802

Contact Us