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Josh Morrow Sr. Loan Officer
- NMLS # 107925
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Direct:
704-439-2674 - |
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Email:
josh.morrow@nafinc.com
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Already Started an Application? Click Here
About Josh Morrow
God has blessed me with the intrinsically rewarding opportunity to do His will by serving individuals and families in helping them make significant, positive financial changes in their lives. My career in Mortgage Banking began in 2004 as a Wholesale Mortgage Account Executive. I have worked directly with borrowers, originating mortgage loans since 2008.
I value the opportunity to become a trusted advisor to every customer - by learning about their current financial status and future goals, then by engaging them in the process of the solution that gives them the most impactful positive financial benefit.
I am a licensed Senior Mortgage Loan Originator [NMLS ID 107925], actively originating mortgage loans on residential properties located in AL, CA, FL, GA, IL, IN, MD, NJ, NC, OH, PA, SC, & TX. I am highly experienced and effective in originating conventional FNMA, FHLMC, VA, FHA, USDA, non-agency jumbo, HELOCs, home equity loans, and non-conforming residential mortgage loans for home purchases and refinances.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Terry Dewayne
Transaction Completed:
12/20/2024
"Josh and Crystal worked tirelessly to make our dream of owning a home a reality through precision guidance and abundant knowledge of the processes. I would have rated higher for both Josh and Crystal but option was not available. And to help my family make a home of our own at Christmas couldn't have been a better \"gift\" Happy Holidays to you all and the rest of the team and my dearest and deepest thank you go out to you and yours wonderful experience"
Candace
Transaction Completed:
11/28/2024
"Quick and easy transaction!"
Paul
Transaction Completed:
10/4/2024
"Josh and Brian were phenomenal and I will recommend friends / colleagues to them. The one issue I had however is with NAF’s underwriter who did not take our loan as seriously and during the day of closing submitted incorrect information for COE in which it was too late to correct paperwork for the sellers to sign off. This ultimately cost me slightly over $11,000 of seller credits which I lost out on. Had the underwriter finish earlier or at least sent information out earlier to the closing agent then we wouldn’t have had this mess. Had we known earlier, I could have had the sellers lower the price or have them execute a separate agreement where they would pay the difference. This is the one area where I would have to warn referrals to be careful of the underwriter for their mistakes and oversight in getting dollar amounts correct especially when there are seller credits involved which is the norm now where sellers are all contributing to closing costs. -Paul"
Grace N
Transaction Completed:
9/15/2024
"Josh is very knowledgeable and reliable. From the very first contact with him on the phone, he affirmed that he was very familiar with the type of loan that our family was looking for. He indeed proved it. He worked so hard days and nights on our loan process and helped us secured it with the best rate. We had a great experience with Josh. We will recommend Josh to our friends and relatives."
Loan Products
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.
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Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
CD - Charlotte - Purchase
Charlotte, NC 28217
Direct: 704-439-2674
Email: josh.morrow@nafinc.com
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