You're In Good Hands!

4.8/5 Based on 32 reviews

5/5

Elizabeth

Transaction Completed:
11/11/2025

"Janelle was great and answered all my questions and had quick responses."

Berkeley Springs, WV

5/5

Sujoy

Transaction Completed:
11/7/2025

"Thank you for a really easy and seamless experience from start to finish. I appreciate your partnership and timely updates throughout the process and in particular, am thankful for the virtual closing. A special thanks to Vanessa as well!"

Union, NJ

5/5

James A

Transaction Completed:
11/5/2025

"We have had this home for nearly 10 years with the same lender. I was in the process of refinancing with our same lender, was unhappy. Looked in the internet read about New AMERICA, called and got Janelle, refreshing. I don't like change, but after 10 years I changed because of her. Janelle is the best."

Oldtown, ID

5/5

Vickie

Transaction Completed:
10/2/2025

"Janelle is a superstar! She answered all my questions promptly and thoroughly and I didnt feel like I was driving her crazy with all my questions!!!"

Tyronza, AR

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Timeless or Troublesome? What You Need to Know Before Buying a Historic Home

A historic home can offer beauty and pride of ownership, but it also demands time, money, and a readiness to follow strict rules that don’t ... Read More

It Should Be Easier to Get a Mortgage Now That the Government Shutdown is Over

The longest government shutdown in U.S. history ended, which should make it easier for homebuyers and homeowners to secure new loans. Read More

When Getting a Mortgage Makes Sense—Even If You Could Buy a Home in Cash

Here’s what you need to know about when and why financing may be the smarter play than depleting your nest egg—and when writing a check for ... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Janelle Okuma Sr. Loan Officer

About Janelle Okuma

Top Rated
Mortgage Lender

You're In Good Hands!