About Jay Jenkins

I’ve been in the mortgage business for over 25 years, and I still love what I do every day. Growing up in a military family, we moved all over the world, and I didn’t have my own home until I was 15. I’ll never forget what a big deal it was for my parents and me, and that’s one of the main reasons I got into mortgage lending. Helping people achieve homeownership, especially first-time buyers and veterans, is incredibly rewarding. I’ve originated hundreds of VA loans and am well-versed in grant programs, so if you’re going VA, you better call Jay!

I live in O’Fallon, IL with my amazing wife, Carrie, who’s a nurse, and our two kids: Nolan, a junior at Ole Miss, and Hannah, a high school sophomore. When I’m not helping clients, you’ll probably see me running through town—I love waving hello to neighbors (and if I ever get hurt or pass out, at least someone can see me!).

My business is built on what I call the 5 I’s: Impression, Integrity, Intensity, Impeccable Customer Service, and Impact. For me, it’s not just about loans, it’s about making a real difference in people’s lives.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.93/5 Based on 405 reviews
5/5

Iridian

Transaction Completed:
8/15/2023

"Communication was always there."

Granite City, IL
5/5

Debra

Transaction Completed:
8/2/2023

"The fact that we used Jay is helped us win the bidding. Jay worked to find us the best loan and he made it to our closing. He is first rate."

Belleville, IL
5/5

Cameron

Transaction Completed:
7/15/2023

"Jay was fantastic! Helped with a seamless process the whole way through acquiring our new home. Would highly recommend!"

Fairview Heights, IL
5/5

Dawn

Transaction Completed:
6/7/2023

"Communication was great, especially his videos. I never felt like I was in the dark. Jay was always super friendly, and answered any questions we had."

O Fallon, IL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Jay Jenkins
Jay Jenkins

Loan Consultant

NMLS #543302

Tel: (618) 616-7460

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Kelsey Fussner
Kelsey Fussner

Loan Officer Assistant Lead

Tel: (314) 262-1301

Amy Clarke
Amy Clarke

Senior Processor

Tel: (314) 363-8961

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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

O'Fallon - IL

813 West Highway 50
O'Fallon, IL 62269

Direct: 618-616-7460

Email: jay.jenkins@nafinc.com

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