You're In Good Hands!

4.98/5 Based on 77 reviews

5/5

Tierney

Transaction Completed:
1/30/2026

"We couldn't have done it with out you guys . You made the process so easy and quick ."

Mount Airy, MD

5/5

Janet Marie

Transaction Completed:
1/8/2026

"Craig and Melinda were on point and readily accessible for all my questions. Their follow up was refreshing. I didn't need to wait for my answers. Melinda was espe"

Dover, DE

5/5

Anam Akhtar

Transaction Completed:
12/24/2025

"I had an outstanding experience working with Craig. He was incredibly knowledgeable, attentive, and genuinely amazing throughout the entire process. He took the time to explain every detail clearly, answered all my questions with patience, and made what could have been a stressful experience feel smooth and manageable. His professionalism and dedication truly set him apart. I’m grateful for his support and highly recommend him to anyone looking for a seamless experience."

Dover, DE

5/5

Stefanie Zaner

Transaction Completed:
12/17/2025

"Craig made this quick, easy and seamless! Can't say enough how grateful for him and his team on how hard they work for us to get things done!"

Gaithersburg, MD

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Cash Out Refinance

Turn your home's equity into cash.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Mortgage Interest Rates Remain Low: Will Homebuyers Make a Move?

Mortgage interest rates continued to hover just above 6%, giving homebuyers a little financial breathing room as the spring housing market i... Read More

Fannie Mae and Freddie Mac: How They Make Homeownership Possible for Millions of Americans

Why are Fannie Mae and Freddie Mac so essential to the housing market? Keep reading to find out. Read More

Super Bowl LX Housing Showdown: Which Housing Market Reigns Supreme?

With the Seattle Seahawks and New England Patriots battling it out in Super Bowl LX, we wanted to take the competition off the field and int... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Craig Tobin Branch Manager

About Craig Tobin

Top Rated
Mortgage Lender

You're In Good Hands!