You're In Good Hands!

4.94/5 Based on 100 reviews

5/5

Brenda Lee R.

Transaction Completed:
7/28/2025

"Process was smooth excellent customer service."

Granite City, IL

5/5

Abdullah S.

Transaction Completed:
7/27/2025

"My experience with cayla Smith with regards to the resnet real estate transaction was execent. Communitations, and feebacks through out the process was great."

Upper Chichester, PA

5/5

Francess G.

Transaction Completed:
7/26/2025

"Our experience with this team was great from the entire team, especially Cayla Smith from the beginning to the end of the whole process. They never got tired of giving us updated information. At some point, it got a little stressful but they were always encouraging us and working beyond to see us through the process. My family is so grateful to have had you all during this process. We pray for a blessing upon the entire team for all they did for us. We are beyond grateful, If any family members or friends ever want to buy a home I will personally recommend them to you. We are grateful and blessed to have had you all through the beautiful journey to a better home. Thank you all for everything you did for us. Thank you"

Upper Chichester, PA

5/5

Lemoy G.

Transaction Completed:
7/23/2025

"Our family really do appreciate you so so much, cayla. And thank to your boss Rob and the hold team. Great job , we are so so happy for all the time and efforts you guys put into our process of getting us a new home. Thanks Cayla."

Upper Chichester, PA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Cash Out Refinance

Turn your home's equity into cash.

I CAN Mortgage

Customize your loan term from 8 to 30 years.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

Still Waiting to Buy a Home? These Popular Excuses Might Be Hurting You

Hesitations may seem logical at first glance. But this mindset may prevent buyers from building wealth through homeownership. Read More

A Fed Rate Cut Looks Likely Next Month. That Could Give the Housing Market a Boost

The odds of interest rates falling later this year just improved. This could be good news for homebuyers and homeowners who would like to re... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Cayla Smith Sr. Loan Officer

About Cayla Smith

Top Rated
Mortgage Lender

You're In Good Hands!