Salado, TX Mortgage Lenders
Salado
3366 FM2484 Ste A, Salado, TX 76571
New American Funding – Salado provides informed advice and mortgage lending services to homeowners and future homeowners. Salado mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Salado community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Salado, TX as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Salado is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Salado team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
Connie B. E.
Transaction Completed:
6/9/2025
"Bill O'Neal and Todd Kremer were very accessible and promptly answered all questions we asked. It was a pleasure to work with them and would definitely refer them and their company to others."
David E. E.
Transaction Completed:
6/1/2025
"I was having trouble sorting through all the mortgage providers I was researching, and asked my realtor if she new of one with a good reputation. The next day, Bill reached out to me based on my realtor's having contacted him and asking him to call me. I'd never heard of New American Funding, but after some basic research, decided to proceed with a loan application to see how they worked. Bill was fantastic! Despite a fairly short timeline to closing, Bill's team worked hard to get everything taken care of and my application approved on time. Bill himself was wonderful to work with--he answered all my questions quickly, whether by phone, text, or email. A few days after I started the application process with NAF, I mentioned to a friend the frustrating experience I'd had with the previous company I'd been working with. He responded that he'd had the same experience, and asked me if I'd heard of NAF--he had switched to them when refinancing his loan, and loved them. It reinforced my initial impressions of NAF. My Loan Processor, Todd Kremer, was similarly responsive--a perfect complement to Bill."
D E
Transaction Completed:
6/2/2025
"I was having trouble sorting through all the mortgage providers I was researching, and asked my realtor if she new of one with a good reputation. The next day, Bill reached out to me based on my realtor's having contacted him and asking him to call me. I'd never heard of New American Funding, but after some basic research, decided to proceed with a loan application to see how they worked. Bill was fantastic! Despite a fairly short timeline to closing, Bill's team worked hard to get everything taken care of and my application approved on time. Bill himself was wonderful to work with--he answered all my questions quickly, whether by phone, text, or email. A few days after I started the application process with NAF, I mentioned to a friend the frustrating experience I'd had with the previous company I'd been working with. He responded that he'd had the same experience, and asked me if I'd heard of NAF--he had switched to them when refinancing his loan, and loved them. It reinforced my initial impressions of NAF. My Loan Processor, Todd Kremer, was similarly responsive--a perfect complement to Bill."
Donna Lynn M.
Transaction Completed:
2/12/2025
"Extremely helpful, very professional. answered all or any questions we had. and always available to us"
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
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Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.











