O'Fallon - Waterbury Falls, MO Mortgage Lenders

O'Fallon - Waterbury Falls

111 Ungerboeck Park, O'Fallon, MO 63368

Your Mortgage Starts Here

New American Funding – O'Fallon - Waterbury Falls provides informed advice and mortgage lending services to homeowners and future homeowners. O'Fallon - Waterbury Falls mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the O'Fallon community and across the country realize their dream of home ownership.

Our dedicated team is proud to serve the people of O'Fallon, MO as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe O'Fallon is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.

Come see what makes our elite O'Fallon - Waterbury Falls team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

Erin Theobald

Loan Consultant

NMLS #835411

(636) 541-1900

Erin.Theobald@nafinc.com

You're In Good Hands!

4.9/5 Based on 33 reviews

Loan Products

ARM Mortgages

Get lower interest rates and lower payments for an introductory period.

VA Loan

No down payment required. Special terms available to veterans and active duty military.

15 Year Fixed Mortgage

Lets you pay off your home loan faster.

Explore More Options

NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Are You Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Housing News & Advice

Home Sellers Beware: 5 Hidden Deal Killers That Can Derail a Home Sale

Most home sellers want to move from an offer to the closing table as seamlessly as possible. However, deals can fall apart, even at the last minute. Here's how to avoid it.

Live Out Your Real Estate Investor Dreams: 5 Investor Myths Busted

Here are some of the most common misconceptions about real estate investing and the truth behind these myths.

A Holiday Gift: Mortgage Rates Keep Falling

If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a holiday gift as mortgage rates fell.

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.