San Diego, CA Mortgage Lenders
San Diego
7676 Hazard Center Drive, suite 400, San Diego, CA 92108
New American Funding – San Diego provides informed advice and mortgage lending services to homeowners and future homeowners. San Diego mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Diego community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of San Diego, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Diego is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite San Diego team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
Meet The Team
You're In Good Hands!
LaToya P.
Transaction Completed:
10/23/2025
"My family and I would like to say thank you for everything. Your worked diligently throughout this process to help our family purchase our First Home. We had to overcome some hurdles with documentation for our timeshare and proof of employment history but you did it. We are forever grateful to you. We are looking forward to this new chapter in our journey and creating memories in our home that our family will cherish forever. "
Kelvin
Transaction Completed:
10/24/2025
"Working with Stephen Moye was an exceptional experience. From our very first conversation, Stephen showed genuine care and professionalism when checking in regularly for months while we figured out our future home location, timing, and needs. He was incredibly patient, never pushy, and always prepared with clear answers and helpful market insights. What really stood out was Stephen’s accessibility. He took our phone calls even on weekends and made sure we never felt rushed or in the dark. When it came time to make decisions, Stephen walked us through each step, coordinated seamlessly with all parties, and kept the process moving smoothly to a successful close. Because of Stephen’s dedication and steady guidance, we found the right home with confidence. If you want top-tier service, responsiveness, and a true advocate in your corner, choose Stephen Moye. Highly recommended."
Kelvin S.
Transaction Completed:
10/23/2025
"Working with Stephen Moye was an exceptional experience. From our very first conversation, Stephen showed genuine care and professionalism when checking in regularly for months while we figured out our future home location, timing, and needs. He was incredibly patient, never pushy, and always prepared with clear answers and helpful market insights. What really stood out was Stephen’s accessibility. He took our phone calls even on weekends and made sure we never felt rushed or in the dark. When it came time to make decisions, Stephen walked us through each step, coordinated seamlessly with all parties, and kept the process moving smoothly to a successful close. Because of Stephen’s dedication and steady guidance, we found the right home with confidence. If you want top-tier service, responsiveness, and a true advocate in your corner, choose Stephen Moye. Highly recommended."
Swashante D.
Transaction Completed:
10/22/2025
"Stephen was always swift to respond to inquiries, which is much appreciated."
Loan Products
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Housing News & Advice
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Murray Canyon
San Diego, CA 92108
Direct: (619)309-4575