San Clemente, CA Mortgage Lenders

San Clemente

224 Avenida Del Mar, Ste. C, San Clemente, CA 92672

(949)445-8357

Your Mortgage Starts Here

New American Funding – San Clemente provides informed advice and mortgage lending services to homeowners and future homeowners. San Clemente mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the San Clemente community and across the country realize their dream of home ownership.


Our dedicated team is proud to serve the people of San Clemente, CA as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe San Clemente is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.


Come see what makes our elite San Clemente team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Meet The Team

You're In Good Hands!

4.96/5 Based on 673 reviews
5/5

Sherry H.

Transaction Completed:
3/2/2026

"Ryan Whitmore was very helpful and responsive throughout the entire process."

Irvine, CA
5/5

Robert K T.

Transaction Completed:
2/25/2026

"Ryan was great, supported my issues I had, was always available."

Tahoe City, CA
5/5

Anthony R. P.

Transaction Completed:
2/20/2026

"We were part of the oortal switchover and none of the technology worked. We had to spend countless hours using work arounds. the person helping Ryan was also not very helpful and did not respond to requests for timelines so we could be prepared. If it wasn't for Ryan and the dozen or so deals with him that went smooth we would have pulled the plug on the deal way early. sugguest nit switching systems on transactions in the future or have the work around ready."

San Luis Obispo, CA
5/5

Meagan Dennison

Transaction Completed:
2/19/2026

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NAF Cash Can Turn You into a Cash Buyer

Explore the latest homebuying trends in your state
with your interactive map

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

PATHWAY TO HOMEOWNERSHIP

Are You Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

pathway-image

Housing News & Advice

About 5.4 Million Homeowners Could Benefit from Refinancing Thanks to Lower Mortgage Rates Image
About 5.4 million borrowers may be able to reduce their mortgage interest rate by at least three-quarters of a percentage point if they refinance their home loans.
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President Trump Attempts to Boost Housing Affordability with Executive Orders Image
The White House is instructing federal agencies to closely examine regulations to address the country’s ongoing housing affordability issues.
Read More
Still Paying PMI? You May Be Able to Deduct Your Mortgage Insurance from Your Taxes Next Year Image
Every month, millions of homeowners pay for mortgage insurance. The good news is they may soon be able to get some of that money back.
Read More
NAF Latino Focus Logo

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

Flex - San Clemente

224 Avenida Del Mar, Ste. C
San Clemente, CA 92672

Direct: (949)445-8357

Contact Us