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HARP: The Final Countdown to...

If you are among the more than 300,000 homeowners who still qualify for HARP refinancing, you could be paying more for your home’s current mortgage then you need to.  

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Upfront credit approval for your mortgage.

Get a Free Credit Approval Today for a Home Loan

Before you start shopping for your dream home, you need to make sure it's within your budget, and our Upfront Credit Approval gives you the assurance you need to know how much you can afford. At New American Funding, we believe in creating relationships, starting with this complementary service, whether you need an existing home buyer loan, a first-time home buyer loan, or to refinance your home mortgage.

The upfront credit approval process isn't a preapproval: It's a strong credit approval that will let sellers know you're committed in the buying process. It will give you the confidence to look for a new home, know how much you qualify to borrow, and understand the different types of mortgages we offer, including Fixed Rate Morgtages, Adjustable Rate Mortgages, VA Home Loans, or more.

Find a home that fits your budget
There is nothing more frustrating than finding out the home you love is more than you can afford. With our Upfront Credit Approval, you know exactly how much you can spend even before looking at homes on the market.

Be taken seriously as a homebuyer
Right now, the housing industry is a buyer’s market.  There are many homes to choose from, but you run the risk of competing with other buyers who are also interested in the home you choose.  Creating a competitive advantage over other buyers is where we can help.  Your commitment, through a credit approval, to the home buying process will show Realtors and buyers that you’re serious.

Get the advantage over competing offers
Unprepared buyers will make offers without a credit approval, but when you get a strong credit approval with New American Funding, you can immediately compete with these buyers who have not considered their home financing options or know their limits. Buyers who are approved with New American Funding have more than an idea of what is attainable, and they can back it up with an in-writing offer.

Negotiate to get the price you want 
When you have a credit approval in hand, negotiating becomes easier. Buyers can shop and make an offer on a home as if the money is in your pocket.  Our Upfront Credit Approval process provides virtual cash to home buyers, eliminating any questions on how much money will be required or the next step in the process.

After you have successfully made an offer on a new home, we will assist you throughout the rest of the buying process and will ensure a fast and convenient closing.

To learn how to get approved for your home loan or mortgage, contact us today at 1-800-450-2010.