Investment Property Loans and Financing
The needs of real estate investors are very different than the needs of a typical home buyer. It's important to work with a mortgage lender who understands real estate investing and financing investment properties. At New American Funding, our licensed mortgage specialists will help you decide what kind of investment property best suits your goals and how to finance it.
Benefits of buying investment properties
When you are ready to buy an investment property, we can help you get the information you need to enjoy the financial and personal benefits of owning a rental home. Contact one of our investment property loans representatives to find out how you can benefit from these income property benefits:
- Rental opportunity: Renting out your property to tenants creates additional cash flow. Consider purchasing properties near downtown areas, vacation spots or college campuses as these are popular among renters.
- Increased cash flow: Your investment property can provide income to offset your expenses. You may even profit from your rental property!
- Potential tax benefits: There are many tax advantages to owning rental properties, such as deductions for mortgage interest, property and real estate taxes.
- Build your investment portfolio: You can diversify your portfolio by owning an investment property.
At New American Funding, we provide a variety of types of mortgages suitable for real estate investing including, 30 Year Fixed Rate Mortgages, 15 Year Fixed Rate Mortgages, Adjustable Rate Mortgages, Jumbo Mortgage, and more.
Investing in distressed properties
Distressed and dilapidated homes are among the best value for today’s investment properties; however, construction materials and renovations can be costly. An FHA 203k Home Improvement Loan from New American Funding can give you the financing you need to purchase the property as well as extra money to pay for improvements. This home financing option packages your mortgage with a construction loan based on the estimated value of the house after renovations are complete. Now you can buy an investment property, and make it the home of your dreams.