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Home Improvement Loans and Financing

Instead of buying a new house, many homeowners are choosing to upgrade and remodel their current homes. Home improvement projects raise the value of the property and allow you to customize your home from top to bottom. However, these upgrades are expensive and often require upfront cash.

One solution is to get a home improvement loan such as the FHA 203k Home Improvement Loan. This loan allows you to refinance your home mortgage for more than it’s worth and use the difference on home improvement projects.

The following list provides examples of projects that can be financed through a home improvement loan:

  • Roofs, gutters & downspouts
  • Interior & exterior painting
  • Minor kitchen & bath remodels
  • Flooring: carpet, tile, wood, etc.
  • New windows & doors
  • Energy efficient improvements
  • Removal of lead-based paint
  • Decks, patios, porches
  • Landscape improvements
  • Basement waterproofing
  • Washer/dryer upgrades

To learn more about New American Funding’s home improvement financing solutions for home improvements, try our refinance mortgage calculators in our loan resources center or contact one of our experienced mortgage professionals.