Sarah Richardson Photo

Sarah Richardson Sr. Loan Officer

  • NMLS # 1737606
  • 32 Reviews

About Sarah Richardson

Sarah Richardson NMLS #1737606 is a trusted Sr. Loan Officer who is ready to make your dreams of owning a home a reality. Sarah Richardson is Charlotte, North Carolina native who has been working in the real estate industry since the age of 18, assisting real estate agents then transitioning into the role of mortgage loan originator. Sarah specializes in attention to detail and actively listening to your financial, family, and personal needs throughout the home-buying process and beyond.

Outside the office, Sarah spends time with her husband Michael and two daughters and has recently started a small homestead raising beef cattle, growing fruits and vegetables, and becoming self-sustainable. 

Speak with her today to find out how easy the path to homeownership can be!

#1 in Customer Satisfaction
among Mortgage Servicers!


For J.D. Power 2022 award information, visit

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect.

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage.* With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

*According to a study from researchers at the University of California - San Diego, cash buyers have paid about 11% less than using a mortgage. Reher, Michael and Valkanov, Rossen, The Mortgage-Cash Premium Puzzle (September 24, 2021). Available at SSRN: or

NAF Dream Logo

Mission Statement: The New American Dream initiative combines hard work, integrity, a team effort, and continuous learning to increase the rate of Black Homeownership in America. Our purpose is to provide racial equity and build consumer confidence through home buying education, accessibility to credit, and mortgage industry career opportunity awareness to black communities.

We're Committed: At New American Funding, we believe in the power of Black Homeownership. We take great pride in creating opportunities for all communities and are committed to bridging the racial wealth gap. It's why we come to work each day.

You're In Good Hands!

4.96/5 Based on 32 reviews


Transaction Completed:

"Sarah took the time to understand our needs and worked around the clock to ensure we received a workable loan structure that fits our needs. She communicated effectively and was responsive to questions and concerns"

Fayetteville, NC


Transaction Completed:

"Friendly and very knowledgeable. Kept me in the loop even when the packet was turned over to the closing team."

Cleveland, TX


Transaction Completed:

"Sarah was able to answer all the questions I had and was just a pleasant person to interact with. I would recommend her to anyone looking for a home loan."

Towanda, PA


Transaction Completed:

"Without Sarah going above and beyond, my family and I wouldn’t have the opportunity to be in SC where we’ve always wanted to end up. I would work with Sarah again in a heartbeat. Thank you Sarah for everything you did for me!"

Laurens, SC

New American Funding

ILA - Charlotte - Purchase

2810 Coliseum Centre Drive, 5th floor
Charlotte, NC 28217

Direct: 704-942-1826


Get Directions